Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The 12 Steps to Living Confidently: How to Protect Yourself Protection. We’re obsessed with it these days. The Value of Planning as Retirement Approaches Don’t wait until you’ve reached the point where you feel pressured to make major retirement decisions. The Value of Insuring Against Life’s Risks Building wealth requires protection from the forces of wealth destruction.